Senior Data Analyst - Loan Product & Customer Job at Bybit, United Arab Emirates

bUJrZ2tpUldaa1B2TEcyeXF6dk9CYXhjT0E9PQ==
  • Bybit
  • United Arab Emirates

Job Description

About Us

Established in 2018, Bybit is one of the world’s leading cryptocurrency exchanges and digital financial platforms, serving over 80 million users across more than 200 countries and regions. Powered by world-class technology and a user-first mindset, Bybit delivers a seamless ecosystem across trading, payments, wealth management, custody, institutional services, and Web3 — connecting users to the future of digital finance.

Our core values define how we build. We listen, care and improve to create products and experiences that put users first. Backed by a global team of ambitious builders, problem-solvers, and innovators, we foster a high-performance and fast-moving environment where talent is empowered to drive real impact at the global scale. Supported by 24/7 multilingual customer service and a strong commitment to innovation, we are shaping the future of finance through technology, collaboration, and bold execution.

Today, Bybit is recognized as one of the most trusted and transparent platforms in the digital asset industry, continuing to expand its global presence while building the infrastructure for the next generation of financial services.

Key Responsibilities:

1. Analyze loan user behavior across the full lifecycle — from application, approval/rejection, disbursement, repayment patterns, to delinquency signals and churn

2. Build and maintain dashboards and automated reports to track Loan product performance, portfolio health, and key customer indicators (e.g., approval rate, utilization rate, repayment rate, NPL)

3. Conduct deep-dive analyses on Loan product performance, including draw-down trends, repayment flows, rollover/extension behavior, interest yield, and user retention

4. Identify high-value and high-risk user segments, model credit behavior and LTV, and provide data-driven recommendations to support loan product design, credit strategy, and risk appetite optimization

5. Monitor data quality and integrity across loan and customer systems, identifying and resolving metric discrepancies and anomalies

6. Support business, product, and risk teams with ad-hoc data requests, A/B test analysis, and impact assessments for new loan products, features, and campaigns

7. Develop and maintain data models and ETL pipelines for Loan and customer-related datasets

8. Collaborate with cross-functional stakeholders — including product, risk, finance, and compliance — to define metrics, align on data definitions, and standardize reporting

9. Provide actionable recommendations based on data findings to support user acquisition, loan utilization growth, and portfolio monetization strategies Required Qualifications:

1. Fluent in English and Mandarin (written and spoken)

2. 5+ years of experience in data analysis, business intelligence, or a related analytical role

3. Background in lending products, consumer finance, credit risk, or fintech required

4. Strong proficiency in SQL and at least one analytical programming language (Python or R)

5. Experience with BI/visualization tools (Tableau, Looker, Power BI, or similar)

6. Solid understanding of user lifecycle analysis — acquisition, activation, retention, delinquency, and LTV modeling

7. Strong analytical thinking with the ability to translate complex data into clear, actionable insights

8. High attention to detail and commitment to data accuracy

9. Ability to work independently in a remote environment

10. Comfortable working across different timezones Preferred Qualifications:

1. Familiarity with crypto lending products — collateralized loans, margin lending, flexible/fixed credit lines, or DeFi lending mechanisms

2. Experience with credit scoring, risk modeling, or collections analysis

3. Experience with statistical analysis, forecasting, or machine learning techniques applied to credit/loan scenarios

4. Prior experience at a crypto exchange, digital asset platform, or neobank with lending capabilities Why Join Us At Bybit, we are committed to fostering a supportive and enriching work environment. Our benefits include:
  • Study Growth Fund: We support your professional development and continuous learning.
  • Internal Events: Participate in regular team-building activities, workshops, and events designed to promote collaboration and innovation.
  • Global Collaboration: Be part of a diverse, international team, working alongside colleagues from around the world.
  • Career Advancement: Access opportunities for growth and advancement within a rapidly expanding global company.
  • Internal Mobility: Grow with us- Your long-term development is important to us. We offer internal job opportunities to help build your career path.

Job Tags

Full time, Remote work, Flexible hours

Similar Jobs

51Talk

Online ESL Tutor Job at 51Talk

WHAT ARE WE LOOKING FOR? Were looking for experienced teachers who love working with children and making learning fun. Along the way, we will assist you with free professional development training and help you become the best teacher you can be. In order to join our...

Belcan

Import Export Analyst I Job at Belcan

Job Title: Import Export Analyst IPay Rate: $21/hr.Location: Strongsville, OHArea Code: 440ZIP Code: 44149Start Date: Right...  ...Control Coordinator and is primarily responsible for managing international orders and achieving customer satisfaction while adhering to... 

Hirschbach Motor Lines

Dedicated CDL-A Truck Driver (FedEx) Job at Hirschbach Motor Lines

 ...driving experience, apply today to learn about options. You've tried the rest, now run with the best. Dedicated Truck Driver (FedEx) - W2 Job Details Strong weekly incentives, real annual earnings. Company drivers average $75,400 per year, or $1,450 per week,... 

Jacoby & Meyers

Recruiter Job at Jacoby & Meyers

 ...Partner with firm leadership and hiring managers to understand staffing needs and create job descriptions that align with firm goals....  ...recruitment experience, either in a law firm or legal staffing agency is a plus. ~Strong understanding of the legal industry, attorney... 

Archdiocese of St. Louis

Substitute Teacher Job at Archdiocese of St. Louis

 ...their families is rooted in a higher calling from God to honor and celebrate the gifts He has given us. Job Summary A Substitute Teacher is responsible for teaching and supervising students in the absence of the regular teacher. They must follow lesson plans, manage...